HDFC Corporate Platinum Credit Card is one of the popular business credit cards offered by HDFC bank. It doesn’t only make your business expenses more convenient to handle, but also offers exciting benefits across different categories. It offers a decent reward rate, and travel benefits including complimentary lounge access, insurance benefits, etc. The card allows business owners to track the expenses of their employees and set the limits on their credit cards. It provides customized reports on expenses, spending categories, and behavior for better-informed business decisions and provides detailed transaction information at employee level.
Other than all this, the card has several other features and benefits like fuel surcharge waiver, spend-based waiver, etc, that you will get to know in this article. Keep reading for the detailed review of the HDFC Bank Corporate Platinum Credit Card:
3 Reward Points on every Rs 150 spent
Reward Points can be redeemed for miles against leading International and Domestic airlines, hotels and catalogue options. These Reward points are valid up to 2 years
Airport lounge access and many Insurance benefits
8 domestic airport lounge access annually
Comprehensive insurance covers for the primary cardholders
Rs. 99 per redemption request (plus applicable taxes)
3.5% on the conversion amount (plus applicable taxes)
3.49% per month (41.88% per annum)
1% fuel surcharge waiver on all your fuel transactions using this credit card at all petrol pumps across India.
2.5% of the withdrawal amount subject to a minimum charge of Rs 500
The HDFC Bank Corporate Platinum Credit Card, very similar to the HDFC Corporate Premium Credit Card, is a popular business credit card offered by HDFC Bank. It comes with a decent reward rate and lots of other benefits across different categories which are as follows:
Under the HDFC Bank Corporate Platinum Credit Card Lounge Access Program, you will get 8 complimentary domestic lounge access per calendar year.
The cardholders get a 1% waiver on the surcharge applicable on fuel transactions made with HDFC Bank Corporate Platinum Credit Card. The waiver is applicable only on fuel transactions between Rs. 400 and Rs. 5,000 and the maximum refund amount is capped at Rs. 500 per statement cycle.
With HDFC Bank Corporate Platinum Credit Card get consolidated reports for transactions across the globe with easy integration with existing accounting systems in your business.
| Insurance For | Amount |
| Air Accidental death | Rs. 1 Crore |
| Emergency Medical Expenses | Up to Rs. 1 lakh |
| Flight Delay | Up to Rs. 15,000 |
| Loss of Checked Baggage | Up to Rs. 15,000 |
| Missed Connecting International Flight | Up to Rs. 15,000 |
Read more about the insurance benefits on the HDFC Bank’s website. All the benefits mentioned above are subject to terms and conditions levied by the HDFC Bank, read all terms and conditions carefully.
HDFC Bank Corporate Platinum Credit Card offers 3 Reward Points for every Rs. 150 spent (A maximum of 6,000 reward points per statement cycle).
HDFC Bank Corporate Platinum Credit Card allows redeeming Reward Points for miles against leading International and Domestic airlines, hotels, and catalog options. The Reward points are valid for two years.
The eligibility requirements that need to be fulfilled to get the HDFC Bank Corporate Platinum Credit Card are as mentioned below:
The documents required to apply for the HDFC Bank Corporate Platinum Credit Card are listed below:
You can apply for the HDFC Corporate Platinum Credit Card online as well as offline at your convenience. To apply offline, you will have to visit your nearest HDFC Bank branch with all the required documents and apply for the card by filling in the physical application form. To apply online, you can follow a few steps as mentioned below:
HDFC Bank Corporate Platinum Credit Card is a good card for corporates that incur travel expenses. The card offers 3 Reward Points for every Rs. 150 spent (A maximum of 6,000 reward points per statement cycle). These Reward Points can be redeemed Reward Points for miles against leading International and Domestic airlines, hotels, and catalog options. It offers 8 complimentary domestic lounge access every year which is a great deal, however, there is no International lounge access with the HDFC Bank Corporate Platinum Credit Card. Apart from that, the card provides insurance covers, helps to track and manage expenses with the Advanced Reconciliation Process, and much more.
This was the HDFC Corporate Platinum Credit Card review from our side. Let us know in the comments below, what you think about this offering by HDFC Bank.
Yes, you can do International transactions on the HDFC Bank Corporate Platinum Credit Card, the Foreign Currency Markup is 3.5% on the conversion amount (plus applicable taxes).
HDFC Bank Corporate Platinum Credit Card charges 3.49% per month (41.88% per annum) interest rates per month.
HDFC Bank Corporate Platinum Credit Card provides 1% fuel surcharge waiver on applicable transactions between Rs. 400 and Rs. 5,000 and the maximum refund amount is capped at Rs. 500 per statement cycle.
Yes, this card comes with Zero Protection liability against any fraudulent transactions made on your credit card if reported within a stipulated time to HDFC 24×7 customer care.
